When using the excellent character builder to play with various characters, know that there is a long way to max lvl.
Sometimes I see build suggestions with lvl 30 examples where every skillpoint is fine-tuned, but they fail to mention that those characters will not have half of the skillpoints available until well into the game, when they can start to divert skillpoint increases from essential skills that have reached their desired level, to others.
Remember to check what the characters look like at lvl 4, 8,12 or 16 also, to see what you will actually play with during the majority of the game, so you can plan accordingly.
This especially applies to crafting skills.